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  2. Mortgage loan originators: What are they and what do they do?

    www.aol.com/finance/mortgage-loan-originators...

    Key takeaways. A mortgage loan originator (MLO) is employed by a lender to help borrowers move through the mortgage application process. Mortgage loan originators do not make the decision about ...

  3. Multiple listing service - Wikipedia

    en.wikipedia.org/wiki/Multiple_listing_service

    A multiple listing service (MLS, also multiple listing system or multiple listings service) is an organization with a suite of services that real estate brokers use to establish contractual offers of cooperation and compensation (among brokers) and accumulate and disseminate information to enable appraisals.

  4. Loan officer - Wikipedia

    en.wikipedia.org/wiki/Loan_officer

    Some institutions—usually small banks and credit unions—do not use underwriting software and instead rely on loan officers to complete the underwriting process manually. [2] Mortgage loan officers specialize in loans used to buy real estate (property and buildings), which are called mortgage loans. Mortgage loan officers work on loans for ...

  5. How Do Real Estate Agents Get Paid? - AOL

    www.aol.com/news/real-estate-agents-paid...

    Real estate agents are paid on commission. The median gross income earned by real estate agents and brokers was $39,800 in 2017, according to the National Association of Realtors. The main source ...

  6. 15 Real Estate Terms To Master Before Buying Your First Home ...

    www.aol.com/finance/15-real-estate-terms-master...

    Here are 15 real estate terms you need to know. Real Estate Agent. Professional who represents the seller (listing agent) or buyer (buyer’s agent) in a real estate transaction. Agents are ...

  7. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

  8. Real Estate Settlement Procedures Act - Wikipedia

    en.wikipedia.org/wiki/Real_Estate_Settlement...

    RESPA was created because various companies associated with the buying and selling of real estate, such as lenders, real estate agents, construction companies and title insurance companies were often engaging in providing undisclosed kickbacks to each other, inflating the costs of real estate transactions and obscuring price competition by ...

  9. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    You’ve paid too much already. If you’re halfway through your current mortgage terms, you may not see much benefit to refinancing. Most of your monthly payment now goes to the principal balance ...