Search results
Results From The WOW.Com Content Network
The risk premium associated with bonds, known as the credit spread, is the difference between a risky bond and the risk free treasury bond with greater risk demanding a greater risk premium as compensation.
Credit risk is the chance that a borrower does not repay a loan or fulfill a loan obligation. [1] For lenders the risk includes late or lost interest and principal ...
Trade credit insurance, business credit insurance, export credit insurance, or credit insurance is a type of insurance policy and a risk management product offered by private insurance companies and governmental export credit agencies to business entities wishing to protect their accounts receivable from loss due to credit risks such as protracted default, insolvency or bankruptcy.
Risk premium is the added return that investors expect to earn from an asset such as a share of stock that carries more risk than another asset such as a high-grade corporate bond. The risk ...
Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.
Consumer credit risk (also retail credit risk) is the risk of loss due to a consumer's failure or inability to repay on a consumer credit product, such as a mortgage, unsecured personal loan, credit card, overdraft etc. (the latter two options being forms of unsecured banking credit).
Credit risk management is a profession that focuses on reducing and preventing losses by understanding and measuring the probability of those losses. Credit risk management is used by banks, credit lenders, and other financial institutions to mitigate losses primarily associated with nonpayment of loans.
The fund invests in short-term securities that present minimal credit risk such as U.S. government securities, floating-rate debt issued by U.S. and foreign corporations and highly-rated ...