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  2. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

  3. 3 Lies You've Been Told About Credit Scores

    www.aol.com/3-lies-youve-told-credit-100015497.html

    Your credit score is a measure of your credit history and activity. But it doesn't matter whether you earn $50,000 a year or $500,000 a year. If you pay your bills on time and keep your credit ...

  4. List of common misconceptions - Wikipedia

    en.wikipedia.org/wiki/List_of_common_misconceptions

    The phase of the Moon does not influence fertility, cause a fluctuation in crime, or affect the stock market. There is no correlation between the lunar cycle and human biology or behavior. However, the increased amount of illumination during the full moon may account for increased epileptic episodes, motorcycle accidents, or sleep disorders.

  5. A few credit misconceptions cleared up - AOL

    www.aol.com/news/2009-04-19-a-few-credit...

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  6. Social Credit System - Wikipedia

    en.wikipedia.org/wiki/Social_Credit_System

    Starting in 2016, Suzhou city launched "Osmanthus score". 25 types of residents' behavior will cost a drop in their credit scores, including cheating in online video games, making reservations at hotels or restaurants, but not showing up, failing to pay cellphone bills promptly, failing to pick up take-out foods ordered, etc. [60] [66] On the ...

  7. Are credit scores the ultimate scam? - AOL

    www.aol.com/credit-scores-ultimate-scam...

    Research conducted by specialist bank The Mortgage Lender suggested that Brits have a limited understanding of credit scores: nearly two-thirds (62 per cent) of the 2,000 UK adults surveyed said ...

  8. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]

  9. I’m a Financial Expert: 6 Misconceptions People Have About ...

    www.aol.com/finance/m-financial-expert-6...

    We all know that we should try to have an excellent credit score because we... Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...