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  2. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

  3. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. ... you will be unable to file a claim with your home insurance company and would need to pay for the ...

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    On average, U.S. homeowners spend $888 per year on flood insurance, although, like any insurance policy, your actual rates will vary. Flood policies usually require payment in full, so it may be a ...

  5. How to buy homeowners insurance - AOL

    www.aol.com/finance/buy-homeowners-insurance...

    State and federal laws do not require homeowners to purchase home insurance. However, if you finance a house, the lender will likely require you to carry homeowners insurance. If your home is paid ...

  6. Homeowners insurance vs. co-op insurance vs. condo ... - AOL

    www.aol.com/finance/homeowners-insurance-vs-co...

    How much does homeowners insurance cost? The average cost of homeowners insurance nationwide is $2,285 per year for a policy with a $300,000 dwelling limit. Homeowners insurance costs vary by ...

  7. How to switch home insurance companies - AOL

    www.aol.com/finance/switch-home-insurance...

    The best way to evaluate whether you will pay more with a new insurance company is likely to review your new quote carefully to see how the premium, coverage options, coverage limits, deductible ...

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