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2. No-doc mortgage: What is it and can you still get one? - AOL

   www.aol.com/finance/no-doc-mortgage-still-one...

   Key takeaways. A no-doc mortgage offers a way to get a home loan without some of the income and employment verification paperwork lenders traditionally require, like W-2s and pay stubs.

3. Closing documents: A guide for homebuyers - AOL

   www.aol.com/finance/closing-documents-guide...

   At closing, you’ll need to provide your mortgage lender with proof of homeowners insurance for the property. So get your insurance policy set up as soon as the closing date is set — it should ...

4. Bank statement loan: What is it and who should get one? - AOL

   www.aol.com/finance/bank-statement-loan-one...

   Asset depletion loans: If you have no income but significant assets, a lender might be able to use those assets to qualify you for a mortgage. These types of loans are costly, however — it might ...

5. Is home insurance required? - AOL

   www.aol.com/finance/homeowners-insurance...

   The average cost of California homeowners insurance is $1,217 per year for $250,000 in dwelling coverage. ... mortgage insurance is a separate policy homeowners pay for in addition to home ...

6. 7 Best Ways Homeowners Can Protect Their Finances in Extreme ...

   www.aol.com/finance/7-best-ways-homeowners...

   “You divide your mortgage, taxes, insurance and other debt payments by your gross income. If it is more than 36%, you may feel a bite in your lifestyle.” Discover More: 25 Places To Buy a Home ...

7. Verification of employment - Wikipedia

   en.wikipedia.org/wiki/Verification_of_employment

   Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).