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You can negotiate the car’s value with the adjuster or hire an attorney to come to a settlement. Accidents can be stressful, especially ones that result in a total loss (aka a totaled car).
A whiplash injury may be the result of impulsive retracting of the spine, mainly the ligament: anterior longitudinal ligament which is stretched or tears, as the head snaps forward and then back again causing a whiplash injury. [18] A whiplash injury from an automobile accident is called a cervical acceleration–deceleration injury.
Historically, personal injury lawsuits in tort for monetary damages were virtually nonexistent before the Industrial Revolution of the 19th century. [4] In agrarian, pre-industrial societies where most people did not travel far from home during their lifetimes, accidental bodily injuries inflicted by one stranger upon another were quite rare. [5]
For instance, if your car's value has dropped to $25,000 but you still owe $30,000 on your loan, gap insurance would cover that $5,000 difference if your car is totaled or stolen.
Although not exclusive, this coverage is typically added to an automobile insurance policy. In the event of a qualifying accident, the insurance company pays the difference between what the uninsured driver can pay and what the injured driver would be entitled to as if the uninsured motorist had proper insurance. [1]
After a car accident, one of the first orders of business is determining fault. Fault refers to who is deemed responsible for causing the incident. Car insurance companies rely on this information ...
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