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Long-term leaks: Insurance typically provides coverage for pipes that burst, but it doesn’t usually cover leaky pipes — especially if the damage occurred over an extended period. If the pipe ...
Leaking pipes. When a pipe suddenly springs a leak or breaks due to an accident, your first thought upon discovering the mess will probably be about whether or not your homeowners insurance will ...
Plumbing: Most homeowners insurance policies should cover plumbing-related damage unless it is the result of negligence, a long-term leak, old pipes or a sump pump.
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
Homeowners insurance doesn't cover maintenance issues like clogged pipes. That means if you clog your drains or pipes by pouring fat down them or overstuff your garbage disposal, you'll have to ...
The good news is damage caused by burst pipes are often covered by home insurance policies. The bad news? Slow leaks that develop over time, from a poorly sealed bathtub, say, are not likely ...
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