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2. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Preapproval: What it is and how it works. Preapproval is a much more comprehensive process than prequalification. Mortgage preapproval is a lender's conditional commitment to offer you a specific ...

3. Does mortgage prequalification affect your credit score? - AOL

   www.aol.com/finance/does-mortgage...

   Request prequalification: Once you have a mortgage lender in mind, you can typically request a prequalification online or by phone. Many lenders offer a simple online application. Many lenders ...

4. How do You Refinance a Car? (Plus When to Avoid Refinancing)

   www.aol.com/refinance-car-plus-avoid-refinancing...

   Find out what steps to take when refinancing a car, including how to choose the best lender with the most competitive loan rates. How do you refinance a car? Find out what steps to take when ...

5. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

6. Learn How to Refinance Your Auto Loan with Bad Credit

   www.aol.com/learn-refinance-auto-loan-bad...

   You can still refinance an auto loan with bad credit, but getting a good rate can be difficult. Borrowers with low credit scores generally pay much higher interest rates.

7. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   Also, pay down your credit card balances, if possible, to improve your utilization ratio, and avoid applying for any new cards or other big loans. It might also help to become an authorized user ...