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  2. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    Mortgage rates tend to be much lower than other types of bad credit loans. You may even be eligible for an FHA cash-out refinance with a credit score as low as 500, as long as you have more than ...

  3. 8 ways to refinance a mortgage with bad credit - AOL

    www.aol.com/finance/7-ways-refinance-mortgage...

    Limited cash out: You may be unable to take out cash in excess of $500 on mortgages refinanced under this program. The main benefit of this option is to permanently lower your monthly payments.

  4. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    Even among lenders who work with “bad credit” candidates, the minimum score averages around 640. Keep in mind: Basic loan approval aside, ... a cash-out refinance is something to explore.

  5. How to get a home equity loan with bad credit - AOL

    www.aol.com/finance/home-equity-loan-bad-credit...

    In a cash-out refinance, you take out a brand-new mortgage for more than what you owe on your existing mortgage, pay off the existing loan and take the difference in cash. Most lenders require you ...

  6. 4 ways to get equity out of your home — and what to know ...

    www.aol.com/finance/how-to-get-equity-out-of...

    Typical interest rates on home equity loans are lower than those of the average credit card and personal loan, and tapping into your home's value to pay off high-interest debt could significantly ...

  7. Pros and cons of a cash-out refinance - AOL

    www.aol.com/finance/pros-cons-cash-refinance...

    The requirements for getting approved for a cash-out refinance vary by lender, but most lenders will want to see a minimum credit score of 620 and a maximum debt-to-income ratio of 43 percent ...

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