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  2. Here's the Average Social Security COLA From 1975 to 2023

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    Since 1975, the Social Security COLA has been zero in three different years. (Note: Even in an deflationary environment, the COLA cannot be negative.) It has reached double digits twice, with a ...

  3. The Biggest Social Security COLA Increases of All Time

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    Unfortunately, there have been a few years without an increase in the CPI-W, so there hasn’t been a cost-of-living increase in COLA for Social Security benefits. Since 1975, this has only ...

  4. This Is the Average Social Security COLA Since 2014

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    The average COLA: A snapshot in history The Social Security program has existed since 1935, but COLAs were not introduced until the mid-1970s. Back then, the adjustments were much larger than they ...

  5. Here's How the 2025 Social Security COLA Ranks Historically

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    For the last 50 years, COLA increases have been determined by the CPI-W inflation rate. Previously, increases to benefits were decided by new legislation. The chart below shows what COLAs have ...

  6. Social Security: How the COLA Has Changed Over the Years

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    On Oct. 13, 2022, the Social Security Administration announced that the annual cost-of-living adjustment for Social Security benefits in 2023 would be 8.7%. While on the surface it may seem like...

  7. Here's What Social Security's 2025 Cost-of-Living Adjustment ...

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    The COVID-19 pandemic led to the largest year-over-year increase in U.S. money supply, which in turn sent the prevailing rate of inflation soaring to a four-decade high. Following a decade of ...

  8. Social Security Just Announced the 2025 COLA. Here's How It ...

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    Since COLAs became automatic in 1975, the average COLA has been 3.75% if you include this year's COLA. At 2.5%, the 2025 COLA is below average and the lowest since the 1.3% COLA in 2021. The good ...

  9. Social Security COLA Update: Here's How Much the Average ...

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    SSA said in its update that the COLA increase has averaged close to 2.6% over the last decade. This year's Social Security increase is also close to the average so far in the 21st century. Since ...