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Summary of Qualifying Events, Qualified Beneficiaries, and Maximum Periods of Continuation Coverage. The following chart shows the maximum period for which continuation coverage must be offered for the specific qualifying events and the qualified beneficiaries who are entitled to elect continuation coverage when the event occurs.
The following are qualifying events for covered employees if they cause the covered employee to lose coverage: Termination of the employee's employment for any reason other than gross misconduct; or
Qualifying Events “Qualifying events” are events that cause an individual to lose his or her group health coverage. The type of qualifying event determines who the qualified beneficiaries are for that event and the period of time that a plan must offer continuation coverage.
employee may be qualifying events under spousal continuation 12 months ; 2 years for divorced/widowed spouses, under age 55, and children. Time of the qualifying event. If he or she is age 55 or older, the maximum period of coverage extends until Medicare eligibility 100% of the premium; for spouses 55 or older 120% after first two
Chart of Qualifying Events. Overview. The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) is a federal law that requires most employers to provide employees, spouses and dependent children who lose group health benefits due to a qualifying event with an opportunity to continue group health coverage for a limited period of time.
the COBRA requirements that apply to your business in the chart below. Government Which Employers are Covered? Who are the Qualifying Beneficiaries? What are the Qualifying Events? How Long Can COBRA Coverage Last? What is the Maximum Chargeable Premium Payment? Federal Employers with 20 or more employees Employees, spouses, and dependent children
The following chart indicates the qualifying event, the individual who is entitled to elect COBRA, and the maximum length of COBRA continuation coverage. For an event to be considered a qualifying event, it must result in group health plan coverage loss.
Qualifying Events. An event that causes a covered participant to lose eligibility to participate in his or her employer's health plan is known as a "qualifying event." Qualifying events...
Qualifying Events. A qualifying event occurs when one of the events listed below causes a loss of coverage under the terms of the group health plan. For the employee, spouse, and dependents:
The final rules include a general COBRA rights notice that is issued when coverage under the plan begins (FR page 30099), and a notice of COBRA rights that is issued following a qualifying event (FR page 30106).