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Whereas banks in Ghana offer high-value, long-term loans, Susu collectors can offer low-value advances or credit in the short term (usually less than a month) that is interest free. If larger sums are required, and they know the client personally, they can offer credit at higher rates than the banks, but without collateral to secure the loan.
Shopping around is the best way to compare your options. Here’s what to know.
PayPal Credit, formerly named Bill Me Later (BML), is a proprietary buy now, pay later payment method offered on merchant websites, including those of Wal-Mart, Home Depot, USPS and eBay in the United States. [1] The site provides consumers with a line of revolving credit through Synchrony Bank. [2]
Nsano Limited is a Ghanaian Fintech company founded in 2013 headquartered in Accra, Ghana but in other African countries including Ivory Coast, Zambia and Uganda. Nsano facilitates the termination of financial payments in about 15 African markets as they push financial inclusion. [1]
Auto loans and personal loans are similar in that they are both installment loans. That means you will make monthly payments over a set period of time. They both come with a fixed interest rate.
Usually, car leases allow the lessee to drive the car for a certain number of miles for a certain number of years. The lessee pays a fixed monthly payment for the privilege of driving the vehicle, and when the lease ends, the lessee returns the vehicle to the lessor. The lessee pays only for the value of the vehicle for the term of the lease.
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