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  2. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    By taking steps to check your credit score, you can see where you stand — good or bad. Fortunately, there are numerous ways to get a look at your credit score for free. ... How having no credit ...

  3. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  4. How To Check Your Credit Score - AOL

    www.aol.com/check-credit-score-235003442.html

    1. Check Your Credit Score Through Your Bank. Many banks offer a free credit score service to their customers. Discover will even provide your credit score for free even if you aren’t a customer ...

  5. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    More housing options: Landlords may check your credit to gauge how likely you are to pay your rent on time. Bad credit could limit your access to housing. Bad credit could limit your access to ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit scores are designed to measure the risk of default by taking into account various factors in a person's financial history. Although the exact formulas for calculating credit scores are secret, FICO has disclosed the following components: [8] [9] Payment history (35%): Best described as the presence or lack of derogatory information.

  7. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

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