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2. How to negotiate with a car insurance company after a total loss

   www.aol.com/finance/negotiate-car-insurance...

   In a typical total loss settlement, you are paid for the value of the vehicle, which means the car becomes the legal property of the insurance company. But in some cases, it could take very little ...

3. Total loss - Wikipedia

   en.wikipedia.org/wiki/Total_loss

   In insurance claims, a total loss or write-off is a situation where the lost value, repair cost or salvage cost of a damaged property exceeds its insured value, and simply replacing the old property with a new equivalent is more cost-effective. [1] [2] Such a loss may be an "actual total loss" or a "constructive total loss".

4. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

5. Diminished value - Wikipedia

   en.wikipedia.org/wiki/Diminished_value

   A car owner must take the initiative to make the claim and prove their loss. An independent USPAP -compliant appraisal serves as proper proof of loss in a diminished value claim. In hit and run, uninsured or underinsured motorist situations, a number of states allow the car owner to make a diminished value claim with their own insurance company ...

6. I hit a deer and filed a car insurance claim to recoup some ...

   www.aol.com/finance/hit-deer-filed-car-insurance...

   It may prefer to call it a total loss if the cosmetic damage will be costly to repair. Don't miss Car insurance premiums in America are through the roof — and only getting worse.

7. Atlanta man was left with 2 auto loans after his stolen car ...

   www.aol.com/finance/atlanta-man-left-2-auto...

   Atlanta man was left with 2 auto loans after his stolen car was found in Florida and Geico canceled his $35K settlement — here’s how he came out on top Joe Cortez October 1, 2024 at 6:51 AM