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  2. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your credit score. While soft credit check mortgage preapprovals are hard to come by, a ...

  3. Technically, the lender’s quick credit check is a “soft pull” of your credit history. Such soft inquiries don’t show up on your credit report, so they won’t affect your credit score.

  4. How does ‘buy now, pay later’ affect your credit score? - AOL

    www.aol.com/finance/does-buy-now-pay-later...

    PayPal’s “Pay in 4” only uses a soft credit pull, but PayPal Credit requires a full credit check. ... If you’re applying for a mortgage or refinancing, for example, just a few points could ...

  5. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    How a mortgage can harm your credit. Life happens, and so can financial hardship. Unfortunately, if you miss a mortgage payment, our credit score can take a significant hit. Late payments will ...

  6. Prepayment of loan - Wikipedia

    en.wikipedia.org/wiki/Prepayment_of_loan

    Prepayment is the early repayment of a loan by a borrower, in part (commonly known as a curtailment) or in full, often as a result of optional refinancing to take advantage of lower interest rates.

  7. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Soft credit inquiries, also known as soft pulls or soft credit checks, occur when companies pull your credit file for a reason unrelated to a new financial obligation.

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  9. Hard vs. Soft Credit Inquiries: What's the Difference? - AOL

    www.aol.com/news/hard-vs-soft-credit-inquiries...

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