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  2. Technically, the lender’s quick credit check is a “soft pull” of your credit history. Such soft inquiries don’t show up on your credit report, so they won’t affect your credit score.

  3. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    A conventional loan and VA loan typically require a credit score of at least 620, however, VA loans have no set minimum limit. You can qualify for an FHA loan with a minimum 580 credit score and ...

  4. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    How applying for a mortgage affects your credit score. When you apply to get preapproved for a mortgage, the lender typically pulls your credit report.This action registers as a hard inquiry ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

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  7. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

    www.aol.com/heres-happens-credit-score-pre...

    Second, any mortgage inquiries that take place within a "typical shopping period" will be considered as just one credit inquiry, regardless of how many loans you apply for.

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