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2. Mortgagor vs. mortgagee: What’s the difference? - AOL

   www.aol.com/finance/mortgagor-vs-mortgagee...

   Mortgage underwriting: The process in which a mortgage lender evaluates a borrower’s ability to repay a mortgage loan PITI : The four main components of a mortgage payment, short for principal ...

3. Mortgage bankers: Who they are and what they do in home ... - AOL

   www.aol.com/finance/mortgage-bankers-home...

   Many mortgage bankers generate revenue by charging borrowers an origination fee. ... The difference between a mortgage banker versus a loan officer might not be as obvious. All mortgage bankers ...

4. Mortgage broker - Wikipedia

   en.wikipedia.org/wiki/Mortgage_broker

   A mortgage broker works as a conduit between the buyer (borrower) and the lender (banks and non-bank lenders), whereas a loan officer typically works directly for the lender. Many states require the mortgage broker to be licensed. States regulate lending practice and licensing, and the rules vary from state to state.

5. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   When the borrower refinances his/her loan, they can pay off the remainder of the debt. Example: If the borrower owes $1,500 in credit card payments and has a gross monthly income of $3,000, his DTI ratio would be 50%. But if the borrower owes $1,500 in payments and has a gross monthly income of $2,000, his DTI ratio would be 75%.

6. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   The mortgage industry of the United Kingdom has traditionally been dominated by building societies, but from the 1970s the share of the new mortgage loans market held by building societies has declined substantially. Between 1977 and 1987, the share fell from 96% to 66% while that of banks and other institutions rose from 3% to 36%.

7. Mortgage lender vs. servicer: What’s the difference? - AOL

   www.aol.com/finance/mortgage-lender-vs-servicer...

   A mortgage loan servicer takes care of the loan's day-to-day administration until the borrower pays it off. Some lenders do their own mortgage servicing, but many aren’t large enough to deal ...