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2. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Here’s what you need to know about credit card debt settlement. ... Determine the maximum amount you can afford to offer as a lump-sum payment and prepare to negotiate from there. Provide proof ...

3. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Capital One: Call the Capital One personal credit card service line at 1-800-227-4825 to start the settlement process. Citi : Call Citi’s customer service line at 1-800-347-4934 for help with ...

4. How to negotiate debt with credit card companies - AOL

   www.aol.com/finance/negotiate-debt-credit-card...

   Decide if a lump-sum settlement, workout agreement or hardship agreement makes the most sense for your circumstances. Call your credit card issuer. If you’ve decided to handle negotiations on ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   In general, the credit card company will only deal with a consumer when the consumer is behind on payments but capable of making a lump sum payment. A payment plan is not an option; the credit card company will demand that the consumer make a lump sum payment of the settlement amount.

6. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Credit settlement may help you eliminate credit card balances for less than you owe. However, this debt relief method has several risks. ... You’ll also need enough money to offer a lump-sum ...

7. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy. ... to reduce the total debt owed by offering a lump sum payment of a large ...