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  2. The Pros and Cons of Credit Unions - AOL

    www.aol.com/finance/pros-cons-credit-unions...

    Better rates: Credit unions usually offer higher interest rates on savings accounts and lower rates on loans and credit cards. This means more passive income for members and savings on loan products.

  3. Fed lowers interest rates with surprising jumbo half-point cut

    www.aol.com/finance/fed-lowers-interest-rates...

    Homeowners and homebuyers. Last fall, mortgage rates were topping 8 percent, according to Bankrate data. Today, they’re hovering around 6.2 percent — a two-year low and a rapid drop as lenders ...

  4. Maya (mobile payments) - Wikipedia

    en.wikipedia.org/wiki/Maya_(mobile_payments)

    Maya Wallet, powered by Maya Philippines, Inc. and commonly still referred to as PayMaya, allows money transfers between Maya users; send money to other local banks; pay recurring bills; purchase mobile and gaming prepaid credits; pay offline merchants by scanning unique QR codes; checkout from online stores using virtual or physical cards; and get insurance coverage for e-commerce purchases ...

  5. Payment protection insurance - Wikipedia

    en.wikipedia.org/wiki/Payment_protection_insurance

    Payment protection insurance (PPI), also known as credit insurance, credit protection insurance, or loan repayment insurance, is an insurance product that enables consumers to ensure repayment of credit if the borrower dies, becomes ill, disabled, loses a job, or faces other circumstances that may prevent them from earning income to service the debt.

  6. Insurance - Wikipedia

    en.wikipedia.org/wiki/Insurance

    This coverage is marketed for those who put low down payments, have high interest rates on their loans, and those with 60-month or longer terms. Gap insurance is typically offered by a finance company when the vehicle owner purchases their vehicle, but many auto insurance companies offer this coverage to consumers as well.

  7. However, gap insurance makes sense when your auto loan balance is likely to exceed the actual value of the car. This usually happens when: You put little or no money down when you financed your car.

  8. Government Service Insurance System - Wikipedia

    en.wikipedia.org/wiki/Government_Service...

    The Government Service Insurance System (Filipino: Paseguruhan ng mga Naglilingkod sa Pamahalaan, abbreviated as GSIS) is a Filipino government-owned and controlled corporation (GOCC) in the Philippines aimed at government employees. Created by Commonwealth Act No. 186 and Republic Act No. 8291 (GSIS Act of 1997), GSIS is a social insurance ...

  9. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    To illustrate how these loans work, assume you own a car worth $5,000, and you find yourself in an emergency and need $1,000. A title loan lets you borrow against your vehicle so you can get the ...

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