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  2. Credit rating agencies and the subprime crisis - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agencies_and...

    Rating agencies judged creditworthiness of a pool of loans in part by looking at the averages of credit scores of borrowers who made up the security. The agencies used FICO, the "best-known and most widely used credit score model". The average FICO score needed to be about 615 for a pool of loans to meet rating agencies' minimum standard and ...

  3. How to properly check your credit score and correct errors - AOL

    www.aol.com/properly-check-credit-score-correct...

    Yes, they’re 230 digits apart, but they’re also examples of bad and good credit scores, respectively. If you don’t check yours regularly, now’s the time to start.

  4. United States federal government credit-rating downgrades

    en.wikipedia.org/wiki/United_States_federal...

    The 2011 S&P downgrade was the first time the US federal government was given a rating below AAA. S&P had announced a negative outlook on the AAA rating in April 2011. The downgrade to AA+ occurred four days after the 112th United States Congress voted to raise the debt ceiling of the federal government by means of the Budget Control Act of 2011 on August 2, 2011.

  5. Experian credit bureau sued for allegedly failing to properly ...

    www.aol.com/news/experian-credit-bureau-sued...

    Experian, one of the nation's largest credit bureaus, was sued Tuesday by the Consumer Financial Protection Bureau for allegedly improperly handling consumer disputes, which could lead to lower ...

  6. How a bad credit score can affect you - AOL

    www.aol.com/finance/bad-credit-score-affect...

    Landlords can only see your credit report, not your specific credit score, and they’ll likely look at the payment history portion of a credit report. If it’s reported, they can see if an ...

  7. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    Credit rating is a highly concentrated industry, with the "Big Three" credit rating agencies controlling approximately 95% of the ratings business. [3] Moody's Investors Service and Standard & Poor's (S&P) together control 80% of the global market, and Fitch Ratings controls a further 15%.

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