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  2. How to read and compare mortgage loan estimates - AOL

    www.aol.com/finance/read-compare-mortgage-loan...

    The difference between this and the list above is that you have the option of shopping around and comparing providers and costs. D: Total loan costs – This is the total sum of parts A, B and C.

  3. Cooling load temperature difference calculation method

    en.wikipedia.org/wiki/Cooling_load_temperature...

    The first of the cooling load factors used in this method is the CLTD, or the Cooling Load Temperature Difference. This factor is used to represent the temperature difference between indoor and outdoor air with the inclusion of the heating effects of solar radiation. [1] [5] The second factor is the CLF, or the cooling load factor.

  4. Wideband delphi - Wikipedia

    en.wikipedia.org/wiki/Wideband_delphi

    The Wideband Delphi estimation method is a consensus-based technique for estimating effort. [1] It derives from the Delphi method which was developed in the 1950-1960s at the RAND Corporation as a forecasting tool. It has since been adapted across many industries to estimate many kinds of tasks, ranging from statistical data collection results ...

  5. Spreadsheet - Wikipedia

    en.wikipedia.org/wiki/Spreadsheet

    An array of cells is called a sheet or worksheet. It is analogous to an array of variables in a conventional computer program (although certain unchanging values, once entered, could be considered, by the same analogy, constants). In most implementations, many worksheets may be located within a single spreadsheet.

  6. How to choose a mortgage lender: 6 tips - AOL

    www.aol.com/finance/choose-mortgage-lender-6...

    Step 6: Read the fine print on your loan estimate. Within three days of applying for a mortgage, your lender must provide you with a loan estimate. Thoroughly reading the fine print in this ...

  7. Cost estimate - Wikipedia

    en.wikipedia.org/wiki/Cost_estimate

    A cost estimate is the approximation of the cost of a program, project, or operation. The cost estimate is the product of the cost estimating process. The cost estimate has a single total value and may have identifiable component values. A problem with a cost overrun can be avoided with a credible, reliable, and accurate cost estimate. A cost ...

  8. Difference in differences - Wikipedia

    en.wikipedia.org/wiki/Difference_in_differences

    Difference in differences (DID [1] or DD [2]) is a statistical technique used in econometrics and quantitative research in the social sciences that attempts to mimic an experimental research design using observational study data, by studying the differential effect of a treatment on a 'treatment group' versus a 'control group' in a natural experiment. [3]

  9. Budget process - Wikipedia

    en.wikipedia.org/wiki/Budget_process

    Revenue Estimation performed in the executive branch by the finance director, clerk's office, budget director, manager, or a team. Budget Call issued to outline the presentation form, recommend certain goals. Budget Formulation reflecting on the past, set goals for the future and reconcile the difference.