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  2. The best business credit cards with no annual fee - AOL

    www.aol.com/best-business-credit-cards-no...

    Although no annual fee cards save you from an annual charge, be aware of other potential fees, such as: Foreign transaction fees : Some cards charge a fee (typically 2-3%) on international purchases.

  3. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    The credit card issuer may extend an attractive offer that makes it worth your while to stay, such as waiving the annual fee for a year, lowering your interest rate or issuing bonus rewards.

  4. The 9 Best No Annual Fee Credit Cards of October 2022 - AOL

    www.aol.com/finance/9-best-no-annual-fee...

    Annual fee. $0. APR. 17.99%, 22.99%, or 27.99% variable APR. Signup bonus. $200 cash rewards bonus after spending $1,000 in purchases within the first 90 days

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    The major credit card fees are for: Membership fees (annual or monthly), sometimes a percentage of the credit limit. Cash advances and convenience cheques (often 3% of the amount) Charges that result in exceeding the credit limit on the card (whether deliberately or by mistake), called over-limit fees

  7. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

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