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2. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   Negative credit score impact: Debt settlement can negatively impact your credit score, as settled accounts may be reported as “settled” or “ charged-off.”. A debt settlement may remain on ...

3. How to spot debt collection scams: 8 signs to watch out for

   www.aol.com/finance/spot-debt-collection-scams-6...

   Receiving a call, email or letter from a company purporting to be a debt collector can spark alarm. Before disclosing any information, look for these eight signs of a fake debt collection scam. 1 ...

4. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Debt forgiveness happens when a creditor is willing to write off debt. This may be a partial or full pardon of the amount owed and can happen under various conditions, such as government ...

5. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Process. Debt settlement is the process of negotiating with creditors to reduce overall debts in exchange for a lump sum payment. A successful settlement occurs when the creditor agrees to forgive a percentage of the total account balance. Normally, only unsecured debts, not secured by real assets like homes or autos, can be settled.

6. Overpayment scam - Wikipedia

   en.wikipedia.org/wiki/Overpayment_scam

   An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith. In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money. The scammer then attempts to convince the victim to return the difference between the ...

7. Advance-fee scam - Wikipedia

   en.wikipedia.org/wiki/Advance-fee_scam

   An advance-fee scam is a form of fraud and is one of the most common types of confidence tricks. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum. [ 1 ][ 2 ] If a victim makes the payment, the ...