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2. 6 ways to get the lowest rate on your next mortgage - AOL

   www.aol.com/finance/how-to-get-best-mortgage...

   Yes, a 1% drop in mortgage rates can save you a significant amount, but waiting for rates to fall by 2% or 3% can be even more worthwhile. For example, if you borrow $400,000 at 3% APR instead of ...

3. How to get the best mortgage rate - AOL

   www.aol.com/finance/best-mortgage-rate-214229663...

   For example, let’s say that you have a $400,000 home loan with a 7 percent interest rate. If you want a lower rate, you could buy a mortgage point for $4,000 and knock your rate down to 6.75 ...

4. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   In general, lenders like to see a mortgage payment taking up no more than 28 percent of your gross monthly income and your total debt payments (which include credit cards, car loans and other ...

5. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Borrowers with a very good FICO score of 740 and up tend to qualify for the lowest mortgage rates. Wait for underwriting. Lenders assess your credit history and finances to determine your ability ...

6. 13 Tips On How To Get Preapproved for a Mortgage - AOL

   www.aol.com/13-tips-preapproved-mortgage...

   Nelson explained that to get preapproved for a mortgage, you will need to provide various financial documents such as pay stubs, tax returns, bank statements and any other relevant paperwork.

7. How much is a down payment on a house? - AOL

   www.aol.com/finance/much-down-payment-house...

   Loan Type. Down Payment Minimum. Conventional conforming loan. 3 percent. Jumbo loans. 10 percent. FHA loan. 3.5 percent. VA loan. Zero percent. USDA loan. Zero percent