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The entire population must pay compulsory health insurance. The insurers are non-profit agencies that annually participate in negotiations with the state regarding the overall funding of health care in France. There are three main funds, the largest of which covers 84% of the population and the other two a further 12%.
Mutuelle des Œuvres Corporatives de l'Éducation Nationale (MOCEN): MOCEN is a complementary health insurance company. Since 2013, MOCEN has joined MGEN Filia. MGEN Filia welcomes all members of the MOCEN Santé range. Groupe VYV: in 2018, VYV and MAIF joined forces to offer a life insurance product with MAIF Vie.
In order to be taken in charge by health insurance, care and products must meet two conditions: being provided by a public or private practitioner duly authorized to exercise and being included on the list of reimbursable drugs and products. Health insurance operate on the basis of tariffs set by convention or authority.
The French Universal Health Coverage (French: Couverture maladie universelle, abbreviated as "CMU") is the French social security program concerning health care, which was implemented in January 2000 (loi n o 99-641 du 27 juillet 1999).
The complementary schemes provide additional coverage for risks already covered by Social Security. Some are mandatory (supplemental pension plans of private sector employees) and other optional (mutual health insurance, pension plans). Social partners set only the amount of revenue and expenditure allocated to these schemes.
The National Fund for Health Insurance (Caisse nationale de l’assurance maladie (in French)) is the French National health insurance fund. Until 1 January 2018 it ...