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Pre-existing condition exclusions prohibited for children under age 19; Reform delayed for 4 years: effective January 1, 2014 Individual and group health insurance plans Pre-existing condition exclusions prohibited in all health insurance plans; Prohibit treating acts of domestic violence as a pre-existing condition
The Pre-existing Condition Insurance Plan (PCIP) was a form of health insurance coverage offered to uninsured Americans who were unable to obtain coverage because of a pre-existing condition. These provided coverage to as many as 350,000 people to fill the gap until the Affordable Care Act went into effect in 2014.
Members of the Pre-Existing Condition Insurance Program, who were given a one-month extension until the end of April 2014. [87] [88] Those who have successfully applied for exemption status based on criteria published by HealthCare.gov, who are not required to pay a tax penalty if they don't enroll in a health insurance plan. [89] [90]
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About one in four people have pre-existing conditions that made it difficult for them to get health insurance prior to President Obama's health care law.
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