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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  3. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    Filing a claim with your driver’s insurance. As a passenger, you may be able to file a claim with your driver’s insurance if they have a policy that includes personal injury protection (PIP ...

  4. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Understanding the tables: XX/XX/XX = Bodily Injury Limit (per individual)/Bodily Injury Limit (per accident)/Property Damage Limit For example, limits of 25/50/20 means after "an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 ...

  5. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    When you file an insurance claim, your insurer will likely ask for a copy of the police report. Therefore, getting it done sooner may make the claims process easier for you. Frequently asked questions

  6. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...

  7. Guest statute - Wikipedia

    en.wikipedia.org/wiki/Guest_statute

    The statute may also place a cap on the damages to be awarded, or limit damages to compensation for actual physical injuries. The original purpose of the guest statute was both to protect drivers from frivolous litigation and to protect insurance companies from collusive and fraudulent suits (wherein the passenger sues the driver in order to ...

  8. Traffic collision - Wikipedia

    en.wikipedia.org/wiki/Traffic_collision

    A traffic collision in Japan, 2007 The aftermath of an accident involving a jackknifing truck, Mozambique, Africa. A traffic collision, also known as a motor vehicle collision, or car crash, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other moving or stationary obstruction, such as a tree, pole or building.

  9. What is accident forgiveness? - AOL

    www.aol.com/finance/accident-forgiveness...

    The small accident forgiveness is if your claim is less than $500 and large accident forgiveness if your claim exceeds $500. The accident forgiveness coverage amount for either program depends on ...

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