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The all-time high for CD interest rates was in December 1980, when CD rates reached an average of 18.65%. When was the last time CD rates were 5%? The last time that CD rates were at or above 5% ...
Historical CD interest rates: 1984-2024. ... On average, three-month CDs in early May 1981 paid about 18.3 percent APY, according to data from the St. Louis Federal Reserve.
A History of Top CD Rates: 2010 to 2025 ... which offers the highest 6-month CD rate at 4.65% APY, and Bask Bank, which offers 4.65% APY on their 3-month CD. ... CDs offer fixed interest rates for ...
The top rate on a nine-month CD has fallen today to 5.35% APY. The highest yields are more than triple the national averages, so it pays to shop around. Today’s CD rates by term
The effective federal funds rate over time, through December 2023. This is a list of historical rate actions by the United States Federal Open Market Committee (FOMC). The FOMC controls the supply of credit to banks and the sale of treasury securities. The Federal Open Market Committee meets every two months during the fiscal year.
Historically, CD rates have been relatively flat for the past decade; interest rates were at historic lows because of Fed rate cuts following the Great Recession. At the end of 2010, the average ...