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Key takeaways. A balance transfer credit card is a type of card offering a 0 percent introductory APR period during which you can pay off your debt faster without interest.
6. Neglecting the fee in your analysis. Almost all balance transfer credit cards involve an initial balance transfer fee.The credit card issuer that inherited your debt from another account will ...
Companies often temporarily lower interest rates for promotional offers. The lower the interest rate, the less the cardholder ends up repaying. Balance transfers involving a transfer of funds from a high-interest credit card or a store card to another card results in a reduction in interest fees for the cardholder.
A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can save you hundreds or thousands of dollars when financing large purchases ...
Balance transfers allow people to move their balances from one credit card to another offering a lower interest rate for a set period of time.
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Key takeaways. A credit card balance transfer is a popular option for tackling high-interest debt. A balance transfer credit card typically offers a 0 percent intro APR period that allows you to ...
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