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  2. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  3. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

  4. PIP insurance in Michigan - AOL

    www.aol.com/finance/pip-insurance-michigan...

    As of July 1, 2020, PIP coverage is required in Michigan for all drivers except for certain Medicare members who choose to opt out of PIP insurance. Under the new no-fault law, Michigan gives ...

  5. Delaware PIP insurance: what it is and how it works - AOL

    www.aol.com/finance/delaware-pip-insurance-works...

    PIP offers immediate payment for covered medical and other expenses as a result of a car accident. PIP insurance is required in Delaware at a minimum of $15,000 per person and $30,000 per accident ...

  6. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    In a no-fault state, both parties will file a claim with their own insurer to help pay for their own injuries, regardless of who is at fault. The insurance company of the driver who caused the ...

  7. Full tort and limited tort automobile insurance - Wikipedia

    en.wikipedia.org/wiki/Full_tort_and_limited_tort...

    PIP insurance covers the medical bills of drivers involved in an accident, regardless of who is at fault. The idea behind the creation of PIP insurance was that it would reduce the number of ‘ pain and suffering ’ or ‘loss’ lawsuits, thereby reducing insurance company payouts and ultimately reducing insurance premiums.

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