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The P2P systems enable the integration of the purchasing department with the accounts payable (AP) department. Some of the largest players of the software industry agree on a common definition of procure-to-pay, linking the procurement process and financial department. The steps usually included are: Supply management
Paytm (an acronym for "pay through mobile") is an Indian multinational financial technology company, that specializes in digital payments and financial services, based in Noida, India. [4] Paytm was founded in 2010 by Vijay Shekhar Sharma under One97 Communications .
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Bots are Telegram accounts operated by programs. They can respond to messages or mentions directly or can be invited into groups, and are able to perform tasks, integrate with other programs and host mini apps. [128] [129] Bots can accept online payments made with credit cards or Apple Pay. [130]