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2. What is a credit card charge-off? - AOL

   www.aol.com/finance/credit-card-charge-off...

   What does a credit card charge-off mean? A charge-off is a debt that has gone continuously unpaid for a sufficient amount of time — usually around 180 days — and that the creditor has given up ...

3. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

4. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   How will paying off my credit card affect my credit score? As your balance goes down, you may notice an improvement in your credit score. Credit utilization is a major factor in credit scores.

5. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

6. When to use a personal loan to pay off credit card debt - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   That’s considerably lower than the current average credit card APR of 20.10 percent, meaning your interest savings can be substantial. ... Signing up for a personal loan to pay off credit cards ...

7. Do I have to pay off credit card debt that’s been ... - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Credit card companies may pursue a debt as long as they believe there is a good chance you’re going to pay the bill. Typically, their strategy involves an in-house collection process that aims ...