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A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.
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The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, Pub. L. 108–100 (text), that was enacted on October 28, 2003 by the 108th U.S. Congress. The Check 21 Act took effect one year later on October 28, 2004.
The Bureau of Engraving and Printing (BEP) is a government agency within the United States Department of the Treasury that designs and produces a variety of security products for the United States government, most notable of which is Federal Reserve Notes (paper money) for the Federal Reserve, the nation's central bank.
Treasury employee Linda Tarkenton holds a blank US Treasury check before it's run through a printer at the printing facility July 18, 2011, in Philadelphia, Pa. (William Thomas Cain/Getty Images ...
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The Department of the Treasury (USDT) [2] is the national treasury and finance department of the federal government of the United States, where it serves as an executive department. [3] The department oversees the Bureau of Engraving and Printing and the U.S. Mint.
By law, the treasurer is the depositary officer of the United States with regard to deposits of gold, special drawing rights, [1] and financial gifts to the Library of Congress. [2] The treasurer also directly oversees the Bureau of Engraving and Printing (BEP) and the United States Mint, which respectively print and mint U.S. currency and coinage.