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Image source: Getty Images. For most of 2024, certificates of deposit (CDs) had been offering their highest rates in decades. If you shopped around, you could get a CD with a 5.50% APY or higher.
At the conclusion of its first rate-setting policy meeting of the year, on January 29, 2025, the Federal Reserve announced it was leaving the federal funds target interest rate at 4.25% to 4.50% ...
Despite three Federal Reserve rate cuts this year, CDs continue to be a reliable way to grow your money at near-record rates, offering up to 4.27% APY on terms of 12 months and longer. And fixed ...
At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...
Here’s how CD rates fell in the year after those emergency rate cuts of 2020 were made: From June 2020 to June 2021, the average one-year CD dropped to 0.17 percent APY from 0.41 percent APY.
Best CD rates today: Start 2025 strong with guaranteed returns of up to 4.27% for 12+ months — Jan. 2, 2025 ... pay to producers of goods and services — rising 3% year over year in November ...