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  2. I almost made the mistake of paying for mortgage insurance ...

    www.aol.com/finance/almost-made-mistake-paying...

    Principal and interest were clear, plus taxes and home insurance, but we were caught off guard by mortgage insurance. This was the first time either of us had ever heard of insurance for a mortgage.

  3. Closing on a house: What to expect - AOL

    www.aol.com/finance/guide-closing-house-expect...

    Unless they’re paying in cash, the prospective buyer will secure homeowners insurance and the mortgage needed to purchase the property. There will be an appraisal of the home and an independent ...

  4. Escrow insurance: What is it and when you need it - AOL

    www.aol.com/finance/escrow-insurance-235640110.html

    Pros. Cons. When the homeowners insurance bill is due, the money should already be set aside to cover it as long as you have kept up on payments. There is a larger upfront payment with closing ...

  5. Closing documents: A guide for homebuyers - AOL

    www.aol.com/finance/closing-documents-guide...

    As the buyer, you’ll need to obtain and document homeowners and title insurance, and you’ll receive many documents before and at the closing, like the note and mortgage or deed of trust. Pay ...

  6. Who pays closing costs, the buyer or the seller? - AOL

    www.aol.com/finance/pays-closing-costs-buyer...

    Homeowners insurance: Buyers will likely be required to take out a home insurance policy as well, with the first premium payment (or sometimes more) due at closing. If several months of payments ...

  7. Why did my mortgage payment go up? - AOL

    www.aol.com/finance/why-did-mortgage-payment...

    Your monthly mortgage payment can go up for a number of reasons, including: Changes to homeowners insurance. Some homeowners pay for homeowners insurance premiums with their monthly mortgage ...

  8. Is home insurance required? - AOL

    www.aol.com/finance/homeowners-insurance...

    In contrast, mortgage insurance protects the mortgage lender when homeowners default on their home loan. Typically, mortgage insurance is a separate policy homeowners pay for in addition to home ...

  9. Homeowners are paying more for insurance and taxes than ... - AOL

    www.aol.com/homeowners-paying-more-insurance...

    Homeowners in two upstate New York towns -- Rochester and Syracuse -- as well as Omaha, New Orleans and Miami are faced with more burdensome payments. Homeowners are paying more for insurance and ...

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