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  2. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [2] Mortgage calculators are frequently on for-profit websites, though the Consumer Financial Protection Bureau has launched its own public mortgage calculator.

  3. Canada Mortgage and Housing Corporation - Wikipedia

    en.wikipedia.org/wiki/Canada_Mortgage_and...

    Mortgage loan insurance is mandatory for federally-regulated lenders in Canada when the buyer of a home has less than a 20% down payment. [49] This insurance protects the mortgage lender against loss if a borrower defaults, and allows qualified borrowers to access homeownership at interest rates comparable to those offered to buyers with larger ...

  4. Housing affordability index - Wikipedia

    en.wikipedia.org/wiki/Housing_Affordability_Index

    A value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20% down payment and a qualifying ratio of 25%.

  5. What Determines Your Eligibility for a Mortgage Loan? - AOL

    www.aol.com/finance/determines-eligibility...

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  6. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

  7. National Housing Act (Canada) - Wikipedia

    en.wikipedia.org/wiki/National_Housing_Act_(Canada)

    The DHA provided $20 million in loans. [6] A total of 3,263 mortgage loans were administered through the Dominion Housing Act from 1935 to 1938. [5] Two years after the DHA was passed, the Federal Home Improvement Plan was established and subsidized the interest rates on loans for housing rehabilitation to 66,900 homes. [6]

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