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  2. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The average FICO Score 8 in the US was 710 in 2020 and 716 in April 2021. [18] The FICO bankcard score, FICO auto score, FICO personal finance score, and FICO installment loan score are between 250 and 900. The FICO Mortgage Score and FICO Score XD 2 are between 300 and 850. [19] [20] Higher scores indicate lower credit risk. [21]

  3. Americans’ credit scores are falling. That hasn’t happened in ...

    www.aol.com/americans-credit-scores-falling-hasn...

    The last time credit scores fell was between April and October 2013, when the average FICO score dropped by two points, to 690. Credit scores have steadily increased since then — even during the ...

  4. Average FICO Scores increased the most in these 9 cities - AOL

    www.aol.com/finance/average-fico-scores...

    Credit scores are up over the past five years at the national level as well as in every U.S. state and metropolitan area, according to a new review of anonymized and aggregated Experian data. From ...

  5. Average credit score in the US climbs to 715 in 2023: Here's ...

    www.aol.com/finance/average-credit-score-us...

    Since 2013, the average credit score has risen nearly 25 points. Despite the slight increase over the past 12 months, average FICO Scores have meandered throughout 2023, with average scores ...

  6. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Today, some scoring systems such as those developed by Versium Analytics are moving far beyond scores for financial products to measure probabilities that a consumer will commit fraud, cancel a subscription, be at risk of identity theft, buy environmentally friendly goods, donate to charity, among others. [15] [28]

  7. Here's the Average Credit Score of Middle-Class Americans - AOL

    www.aol.com/heres-average-credit-score-middle...

    The average FICO® Score among U.S. consumers is 714, which is in the range of "good" credit scores. However, there's quite a bit of variation between generations, location, and certainly by ...

  8. FICO - Wikipedia

    en.wikipedia.org/wiki/FICO

    FICO went public in July 1987 [10] and is traded on the New York Stock Exchange. [6] The company debuted its first general-purpose FICO score in 1989. [3] FICO scores are based on credit reports and "base" FICO scores range from 300 to 850, [3] while industry-specific scores range from 250 to 900. [11]

  9. How Many Americans Have a Perfect 850 Credit Score? The ... - AOL

    www.aol.com/many-americans-perfect-850-credit...

    Credit mix makes up 10% of your FICO® Score, so the more diverse your credit selection, the more this part of your score will improve. Don't close old accounts. Closing old credit cards will ...

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