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I spoke with Synchrony Bank (card supplier) about which credit bureau Synchrony uses to pull the report during the application process. The Synchrony representative affirmed to me that Synchrony pulls primarily from TransUnion, and secondarily from Equifax, if needed. However, I spoke with a Verizon Visa Customer Service representative ...
I just got a mailer announcing changes coming to the Synchrony Verizon Visa. Here are the new category earning rates: 4% On grocery store and gas purchases (unchanged) 4% On dining purchases, including takeout (previously 3%) 4% On Verizon purchases - Fine print says "Excludes bill payment and items charged to Verizon Wireless and Verizon Fios ...
I applied for the new Verizon card last week. Immedialy saw a hard pull for TransUnion. Score was 791 at the time. Was approved for $2100. Was a bit dissapointed considering my income and score are not an issue. But I thought maybe it's the pandemic crack down on credit. I resolved myself to the low limit.
Synchrony Verizon Visa Signature Approval ($5K SL) This was approved earlier in the month, but I got really busy and forgot to post it. I originally intended to get 3 new cards this year, but that turned into 4, and then 5...although the increasingly iffy approvals got me to wait until 0/6 before trying this one.
I was reading a post by Aim_High about having a starting limit of 30K on this the card and many others mentioned that they really haven't seen a lot of limits that reach 20k on this card. I have a PayPal Credit account from my prior eBay shopping and selling days with Synchrony Bank and decided to apply for this card through the pre-approval ...
I have a Venmo Credit Card, which Synchrony Bank services. The other day, I received notice in an official letter that Synchrony was decreasing my $4,000+ credit limit to only a few dollars above my balance. They said the balance amount to the credit limit is too high and that the payment amount...
I have three cards with Synchrony, all of which were opened in the last three months. I opened two in store and one online. The online application set the tone for my current relationship with the Amazon Prime Store card. Initially, they couldn't verify my phone number (I switched carriers 2 months ...
The only requirement was to use the card for (one) purchase (of apparently any amount) for gas, groceries, dining, or other than Verizon expenses and I would receive a $5 credit for each of those four categories, or up to $20 when redeeming in all four. The offer was good until today, October 16th, and the credits should be posted to my account ...
Synchrony Bank is well known for their Credit Limit Decreases. Some of our members have many high limits slashed with no hope of reconciliation. Other times, Synch will slash a limit but leave open the option for restoration. My Synchrony Bank Verizon Visa was >approved 07/19/2023<. It had a $100 SUB for making any purchase within 90 days ...
Rep said I was approved. "Rest assured you got the card. The 7-10 days is normal processing time for all Verizon Applicants" Here is app response: "Thank you for applying for the Verizon Visa Credit Card. You will receive a decision on your application by mail within 7-10 days." Did the rep give...