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  2. What are the monthly payments on a $400,000 mortgage? - AOL

    www.aol.com/finance/400000-mortgage-payment...

    Calculate your debt-to-income (DTI) ratio, aiming to keep it under 36% for better loan terms. You can calculate your DTI by dividing your total monthly debts by your gross monthly income. Set a ...

  3. Here's How Much Debt You Can Have and Still Get a Mortgage - AOL

    www.aol.com/heres-much-debt-still-mortgage...

    For example, if your pre-tax monthly income is $8,000 and your mortgage payment is $2,000, you have a front-end ratio of 25% (meaning that your mortgage consumes 25% of your income).

  4. 3 steps to calculate your debt-to-income ratio - AOL

    www.aol.com/finance/3-steps-calculate-debt...

    Your DTI greatly impacts your ability to get approved for a loan or mortgage. Your debt-to-income ratio (DTI) is your total monthly debt payments divided by your total gross monthly income.

  5. Loan-to-value ratio - Wikipedia

    en.wikipedia.org/wiki/Loan-to-value_ratio

    In real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property. For instance, if someone borrows $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000 to 150,000 or ⁠ $130,000 / $150,000 ⁠, or 87%.

  6. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    Mortgage calculators are frequently on for-profit websites, though the Consumer Financial Protection Bureau has launched its own public mortgage calculator. [ 3 ] : 1267, 1281–83 The major variables in a mortgage calculation include loan principal, balance, periodic compound interest rate, number of payments per year, total number of payments ...

  7. What is a debt-to-income ratio for a mortgage? - AOL

    www.aol.com/finance/debt-income-ratio-mortgage...

    Key takeaways. Your debt-to-income (DTI) ratio is a key factor in getting approved for a mortgage. The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ...

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