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2. When to file a home insurance claim and how to do it - AOL

   www.aol.com/finance/file-home-insurance-claim...

   Your insurance claim might be denied if you’re filing a claim for a loss that’s not covered in your policy. If you’re trying to file for a covered loss and it’s denied, the company might ...

3. Property insurance - Wikipedia

   en.wikipedia.org/wiki/Property_insurance

   An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

4. Public Protection Classification Program - Wikipedia

   en.wikipedia.org/wiki/Public_Protection...

   The data is then analyzed using a proprietary Fire Suppression Rating Schedule (FSRS). [2] The Schedule then assigns a PPC score between 1 and 10 to the department, with Class 1 representing "superior property fire protection" and Class 10 indicating that an area doesn't meet the minimum criteria set by the ISO. On July 1, 2013, the revised ...

5. Adjustment clause - Wikipedia

   en.wikipedia.org/wiki/Adjustment_clause

   In insurance, an adjustment clause in a contract specifies how the amount of a claim (particularly a claim against an insurance company) will be determined for the purposes of a settlement, giving consideration to objections made by the debtor or insurance company, as well as the allegations of the claimant in support of his claim. For example ...

6. Filing a home insurance claim - AOL

   www.aol.com/finance/filing-home-insurance-claim...

   Coverage type. Details. Standard policy. Requires an additional policy or endorsement. Liability. If a guest is injured while on your property or you are found responsible for damaging someone ...

7. Victims of the Pacific Palisades fire face another harsh ...

   www.aol.com/finance/victims-pacific-palisades...

   "Premiums are increasing in fire-prone areas because insurance companies are dealing with more claims and bigger payouts," says Nick Ramirez, a California-based Goosehead insurance agent. "It’s ...

8. Insurance - Wikipedia

   en.wikipedia.org/wiki/Insurance

   This is an accepted version of this page This is the latest accepted revision, reviewed on 12 January 2025. Equitable transfer of the risk of a loss, from one entity to another in exchange for payment "Insure" redirects here. Not to be confused with Ensure. For other uses, see Insurance (disambiguation). An advertisement for a fire insurance company Norwich Union, showing the amount of assets ...

9. California’s insurance is in crisis. The solution will cost ...

   www.aol.com/california-insurance-crisis-solution...

   Between 2020 and 2022, insurance companies declined to renew 2.8 million homeowner policies in the state, according to the most recent data from the California Department of Insurance.