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Property surveys are done to determine or confirm land boundaries, such as the plot of land a home sits on, and any sub-surface improvements, like a septic tank or well.
The Public Land Survey System (PLSS) is the surveying method developed and used in the United States to plat, or divide, real property for sale and settling. Also known as the Rectangular Survey System, it was created by the Land Ordinance of 1785 to survey land ceded to the United States by the Treaty of Paris in 1783, following the end of the ...
The initial survey operations are concentrated on locating monuments. Property corners may be marked by iron pins, metal survey markers, iron pipes, and other features possibly establishing a line of possession will be located. When the approximate positions for the boundaries of the property have been located, a traverse is run around the ...
A property legally described by a metes and bounds description may still be assigned a Tax Identification Number based on a separate Lot and Block system. In this case, a survey of all parcels in the county or municipality would be combined to create a separate Block and Lot system to identify the properties for taxation purposes.
The Public Land Survey System was not the first to define and implement a survey grid. A number of similar systems were established, often using terms like section and township but not necessarily in the same way. For example, the lands of the Holland Purchase in western New York were surveyed into a township grid before the PLSS was established.
A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.
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