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  2. Prequalified vs. preapproved: What’s the difference? - AOL

    www.aol.com/finance/prequalified-vs-preapproved...

    While there are differences between getting preapproved vs. prequalified, both processes usually involve credit checks: a soft check for prequalification and a hard check for preapproval. Only ...

  3. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Hard credit inquiries, sometimes called hard pulls or hard credit checks, take place when you request a new line of credit or begin the process of taking on a major financial commitment.

  4. Pre-approval - Wikipedia

    en.wikipedia.org/wiki/Pre-approval

    In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

  5. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    Prequalification requires only a soft inquiry into your finances and credit history, so it won’t show up on your credit report as a request for new credit — the line item on your credit file ...

  6. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

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  8. English conditional sentences - Wikipedia

    en.wikipedia.org/wiki/English_conditional_sentences

    When referring to hypothetical future circumstance, there may be little difference in meaning between the first and second conditional (factual vs. counterfactual, realis vs. irrealis). The following two sentences have similar meaning, although the second (with the second conditional) implies less likelihood that the condition will be fulfilled:

  9. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    A hard credit check involves a lender pulling your full credit report from a credit bureau with your permission and is typically done to help make a lending decision. That said, you can explore ...