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In 2025, the catch-up contribution limit for 401(k)s is $7,500, unchanged from 2024. So if you're 50 or older by the end of 2025, you can put up to $31,000 into your 401(k). IRA limits for 2025
For the 2025 tax year, the IRS is increasing the annual contribution limit for 401(k) plans by $500 from the current limit of $23,000 in 2024 to $23,500 in 2025.
401(k) Plan Limits. 2025. 2024. Maximum elective deferral for employees. $23,500. $23,000. Total contribution limit for employer and employee. $70,000. $69,000. Catch-up contribution for employees ...
Contribution limits for 401(k) and other workplace retirement plans rise for 2025. Sixty- to 63-year-olds get a super contribution for the first time. IRS raises 401(k) contribution limits, adds ...
If you like to go big and max out your retirement accounts, you'll appreciate the latest news: The IRS is bumping up the standard contribution limit for 401(k) plans to $23,500 in 2025. That's up ...
IRA limits aren't changing in 2025 Currently, IRA contributions max out at $7,000 for workers under the age of 50 and $8,000 for those 50 or older. In 2025, these limits are staying the same.