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  2. How Canceling Your Unused Credit Card Could Hurt You - AOL

    www.aol.com/canceling-unused-credit-card-could...

    If you were to close an unused credit card that has a $2,000 limit, your total available credit drops to $8,000, and your balance now represents 25% of your available credit.

  3. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

  4. I've Never Canceled a Credit Card. Here's Why - AOL

    www.aol.com/ive-never-canceled-credit-card...

    Let's say that you have one credit card with a $1,000 balance and a $4,000 limit, and another credit card with no balance and a $1,000 limit. Currently, you're using 20% of your available credit ...

  5. 7 Myths About Credit Scores That Most People Believe - AOL

    www.aol.com/finance/7-myths-credit-scores-most...

    Closing a card account reduces the amount of your total available credit, which can hurt your score by increasing your credit-utilization rate. Myth 3: Checking Your Credit Report Will Hurt Your Score

  6. How to cancel a credit card without hurting your credit score

    www.aol.com/news/cancel-credit-card-without...

    Before you cut up your card, learn the consequences of closing your account. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways ...

  7. Comparison of free credit monitoring services - Wikipedia

    en.wikipedia.org/wiki/Comparison_of_free_credit...

    Credit Karma: Daily TransUnion & Daily Equifax full reports [8] TransUnion, Equifax [8] Sometimes [9] VantageScore 3.0 [10] Credit Sesame Monthly summary [11] TransUnion [11] Last 4 digits only [11] VantageScore 3.0 [11] Equifax Core Credit Monthly summary [12] Equifax Last 4 digits only [12] VantageScore 3.0 [12] FICO Free Credit Score Plan ...

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