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  2. Kentucky car insurance laws - AOL

    www.aol.com/finance/kentucky-car-insurance-laws...

    Car insurance in Kentucky is on par with the national average cost of car insurance. In Kentucky, the average full coverage car insurance policy costs $2,540 per year and the average minimum ...

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people injured in the accident.

  4. Penalties for driving without insurance in Kentucky - AOL

    www.aol.com/finance/penalties-driving-without...

    Kentucky’s average insurance rates are slightly above the national averages, with full coverage costing an average of $2,705 a year, while state-mandated minimum insurance is available for an ...

  5. Guest statute - Wikipedia

    en.wikipedia.org/wiki/Guest_statute

    The original purpose of the guest statute was both to protect drivers from frivolous litigation and to protect insurance companies from collusive and fraudulent suits (wherein the passenger sues the driver in order to collect from the driver's insurer). For the same reason, some states also passed aviation guest statutes, which limit the ...

  6. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.

  7. Should you pay car insurance in installments? - AOL

    www.aol.com/finance/pay-car-insurance...

    Key takeaways. Paying your policy in full could save you money if your insurance provider offers a paid-in-full discount. Paying for your car insurance in monthly installments might make it easier ...

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