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2. Foreclosure - Wikipedia

   en.wikipedia.org/wiki/Foreclosure

   It can declare the entire payable debt to the lender if the borrower(s) were to transfer the title at a future date to a purchaser. The clause in the mortgage also instructs that a notice of acceleration must be served to the obligated mortgagor(s) who signed the Note. Each mortgage gives a time period for the debtor(s) to cure their loan.

3. Secured loan - Wikipedia

   en.wikipedia.org/wiki/Secured_loan

   A mortgage loan is a secured loan in which the collateral is property, such as a home.; A nonrecourse loan is a secured loan where the collateral is the only security or claim the creditor has against the borrower, and the creditor has no further recourse against the borrower for any deficiency remaining after foreclosure against the property.

4. Repossession - Wikipedia

   en.wikipedia.org/wiki/Repossession

   Sanchez, 836 S.W.2d 151, where a repossession agent towed away a car even after the loanee locked herself in it, the court decided that this was an unlawful breach of the peace and declared the repossession invalid. The debtor was also awarded $1,200,000 in damages from the bank involved.

5. Mortgage loan modification: What it is and how to get one - AOL

   www.aol.com/finance/mortgage-loan-modification...

   USDA loan modification: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate and receive a “mortgage recovery advance,” a one-time ...

6. I’m 29 years old and just financed a 2023 Dodge Ram I clearly ...

   www.aol.com/finance/m-29-years-old-just...

   For many Americans, the thought of trading in their auto-related debt like it was a lemon, would be a dream come true. But it’s only a dream, because, in 2023, the average auto loan debt grew to ...

7. How To Negotiate a Lower Mortgage Rate - AOL

   www.aol.com/negotiate-lower-mortgage-rate...

   If your mortgage is taking too big of a bite out of your budget, you're not alone. On average, mortgage debt makes up about 69% of total household debt in the country -- more than any other type of...