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  2. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

  3. How requesting a credit limit increase affects your credit - AOL

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    Take the time to learn more about a credit limit increase’s impact on credit score, the pros and cons of a credit limit increase, the right time to request an increased credit limit, how ...

  4. My new card has a lower credit limit than I expected - AOL

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    Even though your card is still fresh, the damage to your credit score is already done once the lender runs the credit check. So canceling a card after your application is approved results in a ...

  5. 10 credit card mistakes to avoid in 2024 - AOL

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    The amount of your credit limit you spend versus what’s still available is called your credit utilization, and your credit utilization ratio can affect your credit score. Experts recommend ...

  6. 7 Myths About Credit Scores That Most People Believe - AOL

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    Closing a card account reduces the amount of your total available credit, which can hurt your score by increasing your credit-utilization rate. Myth 3: Checking Your Credit Report Will Hurt Your Score

  7. 10 Things Most Americans Don’t Know About Credit Cards - AOL

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    The truth is that store credit cards are issued by banks as well, and they are reported to the credit agencies just like any other type of credit card. Ask for a Higher Credit Limit Closing Unused ...

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