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  2. How requesting a credit limit increase affects your credit - AOL

    www.aol.com/finance/requesting-credit-limit...

    Take the time to learn more about a credit limit increase’s impact on credit score, the pros and cons of a credit limit increase, the right time to request an increased credit limit, how ...

  3. Cut off? What to do if your credit card issuer lowered your limit

    www.aol.com/finance/cut-off-credit-card-issuer...

    For example, if your credit card has a $1,000 limit and you currently owe $250, your credit utilization ratio would be at a safe 25 percent. But if the issuer halves your limit, that same debt ...

  4. Here's the Average American's Credit Limit. How Do You ... - AOL

    www.aol.com/heres-average-americans-credit-limit...

    There are two ways to reduce your ratio: 1) By paying down your balance or 2) By increasing your credit limit. If you had a credit limit of, say, $15,000 and a balance of $4,000, your ratio would ...

  5. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    This may increase your credit utilization ratio, which can decrease your credit score. Here’s an example: You have five credit cards each with a $1,000 limit, making your total available credit ...

  6. Everything you need to know about credit utilization ratio - AOL

    www.aol.com/finance/everything-know-credit...

    Request a credit limit increase. Another good way to lower your credit utilization ratio is to request a credit limit increase from your credit card ... Does 0% utilization hurt your credit score?

  7. My new card has a lower credit limit than I expected - AOL

    www.aol.com/finance/card-lower-credit-limit...

    Getting approved for a lower credit limit may mean a hit to both your confidence and your credit score. If you were assigned a lower credit limit than you expected, canceling your new credit card ...

  8. What Not To Do When Your Credit Limit Increases - AOL

    www.aol.com/not-credit-limit-increases-220011136...

    The way you utilize your credit limit, Brock said, is estimated to account for 30% of your credit score. Exercise caution in how you treat a credit line increase. More From GOBankingRates

  9. Credit Score Expert Advice: Asking for Lower Credit Card ...

    www.aol.com/finance/credit-score-expert-advice...

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