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2. FHA loan vs. conventional loan: What homebuyers should know - AOL

   www.aol.com/finance/fha-loan-vs-conventional...

   A conventional loan is a mortgage loan that’s available without any backing or insurance from the federal government. If eligible, you can get these private home loans from a variety of banks ...

3. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.

4. Guide to refinancing an FHA loan to a conventional loan - AOL

   www.aol.com/finance/guide-refinancing-fha-loan...

   By refinancing an FHA loan to a conventional loan, you could get a lower interest rate and save money on mortgage insurance payments. Requirements to refinance include having a minimum 620 credit ...

5. Income requirements to qualify for a mortgage - AOL

   www.aol.com/finance/income-requirements-qualify...

   FHA loans: Insured through the Federal Housing Administration, FHA loans have more lenient credit score and DTI ratio requirements than conventional mortgages. The minimum down payment is 3.5 percent.

6. 3 percent down mortgages: A guide to your options - AOL

   www.aol.com/finance/3-percent-down-mortgages...

   Debt-to-ratio (DTI )and credit score: Must meet conventional DTI requirements and have a credit score of 620 or higher. Residential requirements: The home you’re buying must be your primary ...

7. Conforming Loans: Here’s What Homebuyers Need To Know - AOL

   www.aol.com/finance/conforming-loans-homebuyers...

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