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Payment card numbers are composed of 8 to 19 digits, [1] The leading six or eight digits are the issuer identification number (IIN) sometimes referred to as the bank identification number (BIN). [ 2 ] : 33 [ 3 ] The remaining numbers, except the last digit, are the individual account identification number.
The card security code is not encoded on the magnetic stripe but is printed flat. American Express cards have a four-digit code printed on the front side of the card above the number. Diners Club, Discover, JCB, Mastercard, and Visa credit and debit cards have a three-digit card security code. The code is the final group of numbers printed on ...
Because the bulk of the account number is determined by the sort code and the bank account number, the card number cannot be changed if the card is lost or stolen (without changing the underlying bank account number), and instead the issue number is changed. [1]
BC Card is a leading company in the Korean card industry and is growing into a global payment company. In 2008, when it established a local subsidiary in China, it launched a partnership with China Union, a Chinese credit card company, and launched the "China Series Card." [1] Currently, BC Card is in charge of buying tickets (inbound) of foreign-issued Union Card in South Korea, so if you use ...
The use of debit cards has become widespread in many countries and has overtaken use of cheques, and in some instances cash transactions, by volume. Like credit cards, debit cards are used widely for telephone and internet purchases. Debit cards can also allow instant withdrawal of cash, acting as the ATM card, and as a cheque guarantee card ...
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A notable exception to this is Germany, where Track 3 content was used nationally as the primary source of authorization and clearing information for debit card processing prior to the adoption of the "SECCOS" ICC standards. Track 3 is standardized nationally to contain both the cardholder's bank account number and branch sort code (BLZ).
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